Lead Money Remitters Associate

Job title: Lead Money Remitters Associate
 Division: Supervision, Policy and Competition (SPC)
 Department: Money Remittance Portfolio

• Salary Banding: National (Edinburgh and Leeds) ranging from £60,700 to £70,700 and London £66,600 to £77,600 (salary offered will be based on skills and experience)

• This role is graded as: Lead Associate – Regulatory

• Your external recruitment contact is Steve Christopher via [email protected]

• Your internal recruitment contact is Louis Van den Burg via [email protected]

• Applications must be submitted through our online portal. Applications sent via social media or email will not be accepted.

About the FCA and team

We regulate financial services firms in the UK, to keep financial markets fair, thriving and effective. By joining us, you’ll play a key part in protecting consumers, driving economic growth, and shaping the future of UK finance services. 

SPC oversees firms and individuals (supervision), creates and reviews the rules by which they operate (policy) and identifies and remedies ineffective competition in markets (competition).

Sitting in the Payments & Digital Assets directorate, the money remitters department overseeing firms that provide essential domestic and cross‑border payment remittance services. These firms play a vital role in supporting the UK financial system and consumers who rely on them.

Role responsibilities

• Lead the supervision of higher-risk money remittance firms, developing deep insight into domestic and international payment models, agent networks and third-party relationships to identify and address emerging risks

• Conduct complex supervisory assessments, firm engagements and investigations, ensuring firms meet regulatory standards and deliver fair outcomes for consumers

• Use evidence, judgment and regulatory knowledge to challenge poor practices, brief senior decision-makers and secure meaningful improvements where standards fall short

• Manage delivery across a range of high-profile supervisory priorities, helping to protect consumers and maintain confidence in the UK’s financial system

• Support, coach and develop colleagues, building an inclusive, high-performing team culture and enabling others to perform at their best

• Collaborate with colleagues across the FCA and external partners, including HMRC and law enforcement, to share intelligence, prevent financial crime and enhance market oversight

• Manage a diverse portfolio of complex cases, balancing competing priorities to deliver timely, high-quality and impactful regulatory outcomes

• Deputise for the Team Manager and represent the FCA in key internal and external forums, gaining exposure to senior stakeholders while helping shape regulatory strategy and protecting millions of consumers who rely on safe and effective payment services

Skills required

Minimum:

• Prior experience within regulatory and/or Payment industry

• Prior experience of analysing complex information and making sound, evidence‑based and risk‑focused judgements

• Prior experience in managing a varied and high-volume workload, prioritising effectively and meeting tight deadlines while maintaining quality

Essential:

• Experience leading, coaching, or developing others through line management, project leadership, or delivery of complex work

• Experience in investigations, supervision, enforcement, or other structured, analytical casework requiring sound judgement

• Effective interpersonal and communication skills, with the ability to question, work with and clearly explain decisions both verbally and in writing

• Understanding of financial crime risks, including AML, terrorist financing and fraud within payments or financial services

• Ability to assess firms’ systems, controls and governance, evaluating how effectively they operate in practice

• Able to operate in busy, high-pressure environments, managing competing priorities while maintaining accuracy and attention to detail

Benefits

• 25 days annual leave plus bank holidays

• Non-contributory pension (8–12% depending on age) and life assurance at eight times your salary

• Private healthcare with Bupa, income protection, and 24/7 Employee Assistance

• 35 hours of paid volunteering annually

• Hybrid model where employees work a minimum of 40% in the office each month (expectation of 50% for senior leaders). Changing from September to a minimum of 50% in the office each month (expectation of 60% for Directors and Executive Directors) 

• A flexible benefits scheme designed around your lifestyle

For a full list of our benefits, and our recruitment process as a whole visit our benefits page.

Our values and culture

Our colleagues are the key to our success as a regulator. We are committed to fostering a diverse and inclusive culture: one that’s free from discrimination and bias, celebrates difference, and supports colleagues to deliver at their best. We believe that our differences and similarities enable us to be a better organisation – one that makes better decisions, drives innovation, and delivers better regulation.

If you require any adjustments due to a disability or condition, your recruiter is here to help - reach out for tailored support.

We welcome diverse working styles and aim to find flexible solutions that suit both the role and individual needs, including options like part-time and job sharing where applicable.
 

Disability confident: our hiring approach

We’re proud to be a Disability Confident Employer, and therefore, people or individuals with disabilities and long-term conditions who best meet the minimum criteria for a role will go through to the next stage of the recruitment process. In cases of high application volumes, we may progress applicants whose experience most closely matches the role’s key requirements.
 

Useful information and timelines

Timeline:

• Job advert closing: 29th July 2026 at 23:59

• CV Review/Shortlist: 31st July 2026

• First Interview: 10th to the 14th of August 2026

• Please make your Recruiter aware if you are going to be unavailable for any date during this time.