Are you a strategic thinker with a passion for global finance? Do you excel at turning complex data into actionable insights that drive business success?
Citi, a global leader in Liquidity Management Services, is seeking a talented and ambitious Product Specialist to join our world-class team in London. This is a unique opportunity to play a pivotal role at the heart of our business, influencing product strategy and ensuring our continued leadership in serving the world’s largest corporations, financial institutions, and public sector organisations.
About the Team
The Liquidity Management Services team is a global powerhouse, responsible for optimizing customer deposits and managing net interest revenue across more than 60 markets. With an unparalleled network spanning over 90 countries, we provide clients with integrated, cross-border solutions that enable them to grow, reduce costs, and mitigate risk. You will be joining a critical engine within the world's most global bank.
What you’ll do.
Your role and impact as a Product Specialist, you will be far more than an analyst; you will be a strategic partner. In this high-visibility, middle-management role, you will provide the data-backed intelligence that informs our product strategy, drives financial performance, and keeps us ahead of the competition. You will work in close collaboration with senior client executives, product partners, and leaders across Citi’s Finance and Treasury divisions, making a tangible impact on our business and our clients.
You will be responsible for:
Driving Strategy & Performance: Collaborating with business heads and client executives to manage deposit levels and optimize our cost of funds, directly contributing to our financial success.
Delivering Critical Insights: Developing and managing sophisticated reports to track key metrics like Deposits, Net Interest Income (NII), client balances, and intraday liquidity, translating complex data into clear, strategic recommendations.
Mastering the Financial Landscape: Be an expert in the drivers of our business, including balance sheet dynamics, capital requirements, regulatory policies (CCAR, CLAR, GSIB), and central bank activities.
Championing Innovation: Enhancing our liquidity offerings to ensure they remain best-in-class, providing an exceptional client experience and a strong competitive advantage.
Strengthening Governance: By working closely with control functions like Legal, Compliance, and Risk to maintain a robust governance and control infrastructure, championing a culture of responsible finance and ethical conduct.
Executing Key Initiatives: Leading and supporting critical projects related to operational resiliency, liquidity efficiency, expense reduction, and capital management.
What We're Looking For
Solid relevant experience, ideally within Finance, Product Control, Credit, Treasury, Product Development, or Data Analytics.
Analytical Prowess: Exceptional analytical and problem-solving skills, with a proven ability to work with complex financial data.
Technical Skills: Proficiency in AI applications is highly desirable. Advanced mastery of Microsoft Office, particularly Excel and PowerPoint, is essential.
Communication: Clear, concise, and confident written and verbal communication skills. You can articulate complex ideas to any audience.
Mindset: A collaborative team player who is also a self-starter, capable of working independently and adapting quickly to changing priorities. You are resilient, composed under pressure, and demonstrate sound judgment in all decisions.
A Bachelor’s degree or demonstrable relevant experience; a Master’s degree is preferred.
What We Offer
We work hard to have a positive financial and social impact on the communities we serve. In turn, we put our employees first and provide the best-in-class benefits they need to be well, live well and save well.
By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:
Generous holiday allowance starting at 27 days plus bank holidays; increasing with tenure
A discretional annual performance related bonus
Private medical insurance packages to suit your personal circumstances
Employee Assistance Program
Pension Plan
Paid Parental Leave
Special discounts for employees, family, and friends
Access to an array of learning and development resources
Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.
Ready to take on a challenging and rewarding role that puts you at the centre of global liquidity management?
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Citi works tirelessly to provide consumers, corporations, governments and institutions with a broad range of financial services and products. We strive to create the best outcomes for our clients and customers with financial ingenuity that leads to solutions that are simple, creative and responsible.
"We consistently assess Citi’s role in response to three questions: What are we doing to help create inclusive and resilient communities? How can we use our voice to help drive dialogue toward solutions? Is Citi walking the talk — are we doing the right things within our own firm? The short answer to all three of these questions continues to be the same: that we can and should do more."
— Michael L. Corbat, CEO
| Workplace Initiatives | |
| Program for parents returning to work after Parental Leave? | Yes- Open for vacancies in November 2019 |
| Leadership development programs? | Yes |
| Mentoring programs? | Yes |
| Coaching programs? | Yes |
| Employee-led diversity networks? | Yes |
| Internal women’s networking groups? | Yes |
| Open to discussing flexible work arrangements at interview stage? | Yes |
| No. of weeks paid maternity leave at full salary: | up to 26 weeks |
| Minimum weeks tenure required to be eligible for paid maternity leave: | 26 weeks |
| No. of weeks paid paternity leave at full salary: | 2 weeks |
| Minimum tenure required to be eligible for paid paternity leave: | 26 weeks |
| Workplace Initiatives | |
| Gender pay gap reporting information 2017 (UK): | |
| Average pay gap: | 43.50% |
| Median pay gap: | 32.00% |
| Average bonus gap: | 71.60% |
| Median bonus gap: | 71.40% |
| Signatory of the UK Women in Finance Charter? | Yes |
| Targets to raise the number of women in leadership? | Yes |
| Targets to raise the number of BAME individuals in leadership? | Yes |
| Listed in the Bloomberg Diversity & Inclusion Index? | Yes |
Returner Programme
The Citi Returner Programme is a supportive hiring programme, designed to help you transition from a career break into a career within financial services. You may have worked in the finance sector, the tech sector or another industry all together! We value your knowledge, skills and experience, regardless of how and where you have developed them. We believe that hiring people from different backgrounds with diverse perspectives brings advantages to our teams.
The programme will start in January 2020 and Returners will benefit from a structured and in-depth induction to help them transition successfully back into the workplace, followed by a tailored programme of professional development and learning delivered over a period of 15-18 months, dependent on the role and career pathway.
Returners will undertake professional qualifications as part of the programme and enjoy the benefits of being part of a supportive cohort. Citi recognises the importance of flexible working arrangements and is happy to explore these with you.
Eligible candidates will –
• Have been on a career break for at least two years
• Be looking to start the next phase of their career in financial services, in a range of roles, including operations and technology
• Demonstrate natural curiosity and be motivated to learn new skills
• Exhibit excellent leadership and communication skills
The returner programme will be open for applications on the 1st September 2019.