Job Description
End Date
Thursday 27 August 2026Salary Range
£63,152 - £94,728We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job ShareJob Description Summary
.Job Description
JOB TITLE: Senior Software Engineer
SALARY: £63,152 - £80,000
LOCATION: Edinburgh
HOURS: Full-time
WORKING PATTERN: Hybrid – spend at least two days per week (or 40%) in our Edinburgh office.
About this opportunity
Join our Digital Finance Lab and help shape the future of payments and digital assets at Lloyds Banking Group!
We're looking for a Senior Software Engineer to help design, build and evolve modern payment solutions that are secure, scalable and centred around customer needs. You'll work within the Payments Services Platform team, contributing to services that enable millions of customers and businesses to move money safely, quickly and confidently.
This is an opportunity to combine deep engineering expertise with emerging technologies, helping us explore new payment capabilities and create value beyond today's products and services!
What you'll be doing
Designing, building and enhancing payment services within a collaborative agile feature team.
Delivering scalable, resilient software using modern architectures such as microservices and event-driven systems.
Developing cloud-native solutions and improving platform reliability, performance and security.
Working with product, engineering and industry partners to shape future payment solutions and customer outcomes.
Supporting software lifecycle activities including testing, automation, deployment and continuous improvement.
Contributing to engineering best practice, mentoring colleagues and helping to build technical capability across the team.
About the team
The Payments Services Platform enables customers and businesses across Lloyds Banking Group to move money securely and efficiently. We work closely with regulators, industry partners and engineering teams across the Group to deliver reliable, compliant and innovative payment solutions.
You'll be joining a team that values collaboration, learning and continuous improvement, where engineers are empowered to experiment, challenge thinking and influence the future direction of our technology.
What you'll need
We're looking for people who bring a blend of technical capability, collaboration and problem-solving skills. Key skills include:
Software Engineering – substantial experience designing, developing and maintaining high-quality software solutions using Java and modern engineering practices.
DevOps – experience supporting automated delivery pipelines, deployment automation and continuous improvement of engineering practices.
Technical Delivery – ability to deliver reliable, scalable software solutions while balancing customer, operational and regulatory requirements.
Problem Solving – able to analyse complex technical challenges and identify practical, scalable solutions.
Collaboration – experience working effectively within cross-functional agile teams to deliver shared outcomes.
Stakeholder Management – ability to build strong working relationships across engineering, product and external partner communities.
And any experience of this would be really useful
Kafka, Quarkus or similar distributed application technologies.
Distributed ledger technologies (DLT), blockchain or DAML.
Google Cloud Platform (GCP) or other public cloud platforms.
React, TypeScript or modern frontend development frameworks.
Experience working on globally distributed or high-scale payment platforms.
Knowledge of payment processing, digital assets or financial services technology.
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our colleagues to feel that they belong and can be their best, regardless of background, identity or culture.
We're committed to creating an environment where everyone can thrive. We welcome applications from people from all backgrounds and experiences, including people who are currently under-represented within our industry.
We're a Disability Confident employer and we'll make reasonable adjustments to support you throughout the recruitment process. If there's anything we can do to make the application process more accessible for you, please let us know.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle
30 days' holiday, with bank holidays on top
A range of wellbeing initiatives and generous family leave policies
Ready to apply?
If you're excited by the thought of helping shape the future of payments whilst working with modern engineering technologies, we'd love to hear from you.
Even if your experience doesn't match every requirement, we encourage you to apply. Your skills, potential and unique perspective could make you a great addition to our team.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
We're changing financial services, and we want you to join us.
We're the UK's largest financial services group, with our 25 million customers and a history stretching back more than 300 years.
We pride ourselves on creating a great environment for colleagues to work in, one which is inclusive and driven by our values. This is critical to our business success as we know that colleagues who can show up to work as themselves are those that bring their best.
We're an inclusive and open organisation with a scale that creates a vast range of roles and opportunities. We offer a plenty of options for continual personal growth and you'll be part of a culture which embraces diversity of talent, creativity, skills and thinking among our teams.
Workplace Initiatives
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Opportunities for people returning from a career break |
Yes our Returner opportunities offer a career path to candidates with a 18 month year break in their career’ with ‘Yes, our Returner opportunities are aimed at candidates who have had a 18 month or more career break |
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Leadership development programmes? |
Yes |
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Mentoring programmes? |
Yes |
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Coaching programmes? |
Yes |
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Employee-led diversity networks? |
Yes |
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Internal women’s networking groups? |
Yes |
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Open to discussing flexible work arrangements at interview stage? |
Yes |
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No. of weeks paid maternity leave at full salary: |
20 weeks based on full pay + 19 weeks at the current statutory maternity pay rate |
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Minimum weeks tenure required to be eligible for paid maternity leave: |
No qualifying service period |
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No. of weeks paid paternity leave at full salary: |
6 weeks |
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Minimum tenure required to be eligible for paid paternity leave: |
No qualifying service period |
|
Gender pay gap reporting information (insert year) (UK): 2022 |
|
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Average pay gap: |
30.5% |
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Median pay gap: |
33.6% |
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Average bonus gap: |
62.5% |
|
Median bonus gap: |
69.5% |
|
Signatory of the UK Women in Finance Charter? |
Yes |
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Targets to raise the number of women in leadership? |
Yes |
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Targets to raise the number of BAME individuals in leadership? |
Yes |
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Listed in the Bloomberg Diversity & Inclusion Index? |
Yes |
Flexible Working Policy
We take pride in being a leader in flexibility and offer a wide array of flexible working options for different circumstances. How you work and the options available will depend on the role you're in, but we aim to offer the flexibility needed by everyone.
For many of our office-based roles, we work in hybrid ways, which involves spending at least two days per week or 40% of their time at one of our office sites. Dependent on your role, other flexible options may be available, such as part-time or compressed hours, complete home-working or job share. ‘Find out how flexible working can work for you’.
Flexible Working Policy
We take pride in being a leader in flexibility and offer a wide array of flexible working options for different circumstances. How you work and the options available will depend on the role you're in, but we aim to offer the flexibility needed by everyone.
For many of our office-based roles, we work in hybrid ways, which involves spending at least two days per week or 40% of their time at one of our office sites. Dependent on your role, other flexible options may be available, such as part-time or compressed hours, complete home-working or job share. ‘Find out how flexible working can work for you’.
Returner opportunities
Returning to work after time away can be challenging. That’s why we offer Returner opportunities that are designed to assist people returning to work after a career break of 18 months or more and our roles are permanent from the day one. Whether you’ve been away from work due to parenthood, illness, or even travel, we’re looking forward to hearing from you as we continue to grow!
What can you expect?
Coming back into the world of work after a career break can be really daunting – and we therefore know how important flexibility is. We’re very aware that ‘normal’ office hours aren’t always doable, so will happily have the discussion about different working patterns with you.
These roles have been created with your career break in mind, making sure we are there to support you in your transition back to work. You will be brought in on a permanent contract and given meaningful work from day one. Plus, you’ll be paired with a buddy or mentor from your team to help guide you along the way. You’ll also benefit from being part of the wider Returners Community and have the chance to create a personal development plan that works for you.
Who are we looking for?
While banking or professional services experience is desirable, especially for some roles, we care more about the transferable skills you can bring to our business.
Testimonials
I had a good network of colleagues already working for Lloyds Banking Group, who were all very passionate about their roles - so it felt the right choice for me and gave me the courage to apply for a Business Analyst role through the Returners. It was a seamless recruitment experience and I was offered a role in the work I wanted to do.
Olufunke Oladinni, Business Analyst
I love being a Project Manager, and I can’t recommend the Lloyds Banking Group Returners enough. It’ll springboard your career, giving you the best opportunity to relaunch yourself and maximise your full potential.
Justin Pierce, Project Manager