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Job Description Summary

Job Description

JOB TITLE: Product Manager – Credit Card Partnerships

SALARY: £61,344 - £68,160

LOCATIONS(s): Chester or Manchester

HOURS: Full-time

WORKING PATTERN: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites. Colleagues with disabilities can be supported with workplace adjustments including hybrid working expectations in line with our Flexibility Works policy.

About this opportunity

We’re looking for a commercially focused Product Manager to join our Product Development and Partnerships team, helping to shape the future of credit cards through innovative propositions and strategic co-branded partnerships. This is a team at the forefront of building and evolving market-leading credit card products, working with well-known brands and global networks like Visa and Mastercard, and taking ideas from concept through to launch and beyond.

In this role, you’ll sit at the centre of our partnership products, working closely with external partners and internal teams to deliver strong commercial performance while creating great customer outcomes. You’ll take ownership of day-to-day partner relationships, building trust and ensuring alignment on priorities, campaigns and long-term plans, while also supporting governance, reporting and ongoing collaboration.

You’ll keep a close eye on how your portfolio is performing, using data and insight to understand what’s driving acquisition, spend, engagement and profitability. As you spot opportunities to improve performance or enhance the customer experience, you’ll work with colleagues across Product, Marketing, Risk, Analytics and Operations to turn ideas into action and deliver at pace.

Alongside this, you’ll support the delivery of campaigns and initiatives that help grow and evolve our partnerships, making sure everything lands as planned and delivers impact. You’ll also contribute to shaping and improving the proposition itself, from features and rewards through to customer journeys, activation and engagement.

Essential Skills

• 4+ years experience within financial services, particularly in product, partnerships, or commercial roles

• Strong commercial mindset with a good understanding of P&L drivers and performance metrics

• Proven ability to build and manage relationships with internal and external stakeholders

• Confidence working with data to generate insights and inform decision making

• Strong organisational and delivery skills, with the ability to manage multiple priorities

Desirable Skills

• Experience working with co-brand or partnership-led propositions

• Exposure to credit card products or consumer lending

• Experience working in cross-functional environments involving marketing, analytics, and risk teams

We know that great talent comes from many backgrounds. Whilst this job advert may reference specific years of experience, we recognise that skills are developed in many ways, so if you have relevant, transferable experience, we encourage you to apply.

This is a place for you

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities, and we’re committed to creating an environment in which everyone can thrive, learn and develop. We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

We offer a wide‑ranging benefits package, including:

• A generous pension contribution of up to 15%

• An annual performance‑related bonus

• Share schemes including free shares

• Benefits you can tailor to your lifestyle, such as discounted shopping

• 30 days’ holiday, plus bank holidays

• A range of wellbeing initiatives and generous parental leave policies

Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.  We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person. 

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.